Strategic Management and Possesses Good Customer Essay Example for Free

Vital Management and Possesses Good Customer Essay 1.What are the key issues introduced in the examination? Barclay’s is one of the four most predominant retail and business banks in U.K. be that as it may, the organization has confronted numerous difficulties between the timeframes of 1980-2000. Key Issues: †¢Underperformance: The bank had lost trust in its capacities because of long stretches of underperformance. It had neglected to arrive at worldwide commercial center with immaterial development in divestitures and acquisitions. †¢Leadership issues: The bank neglected to locate a decent pioneer somewhere in the range of 1995 and 19999. It had five distinct CEOs in five years neglecting to contribute. †¢Cost decrease: The bank was battling to roll out noteworthy improvements which could lessen its cost base. Its expense to salary proportion was higher than that of contenders. †¢Lack of Planning: The bank needed vital arranging and furthermore had a lacking administration execution framework. †¢Media and financial specialists: The bank had become the obvious objective for media on account of its exhibition and evolving CEOs. This came about into despondent financial specialists and debilitated workers. 2.Is Barclay’s performing admirably? Legitimize your answer. Considering the size and assets the bank has, I would state the bank isn't performing as indicated by all accounts. Avocation: Barclay’s has great client relationship aptitudes. They have manufactured individual associations with one out of five individual clients, and have direct associations with 25% of the organizations in U.K. This is an incredible asset to have; lamentably it can't utilize the assets viably. The framework of the organization isn't equipped for utilizing the assets appropriately. One of the most significant things required for accomplishment of any association is to have a decent pioneer which the bank needs. The bank has little sign on where they are losing cash and where to reduce expenses. This is because of nonappearance of a key arrangement and poor administration framework. The expense to salary proportion was higher than its rivals which extraordinarily influenced the company’s asset reports. The bank had been not able to become comprehensively because of unmotivated and disheartened officials. The representatives couldn't work in a group because of absence of correspondence and other corporate troubles. Taking all things together, Barclay’s was a brand and had a notoriety which it neglected to satisfy on account of poor administration choices and absence of appropriate arranging and execution. 3.What are the procedures that Barrett used to detail choose and execute new technique? Matt Barrett had a troublesome undertaking ahead to demon

Specialist sub-subcontractor

Authority sub-subcontractor 1.0 Introduction In development practice, not just task supervisor, Architect, Quantity Surveyor, contractual worker conveying the significant job, expert sub-subcontractor likewise conveying the significant job so as to progress the development venture. A sub contractual worker is an individual or an organization recruited by a general temporary worker to perform some portion of crafted by a development work. For instance, a contractual worker may be building a house, however may recruit a firm or an individual gaining practical experience in electrical designing to introduce the electrical frameworks required in the house. For the most part the subcontractor will either mitigate the principle contractual worker of part of the structure work, or will have the option to perform work at lower cost or at a more noteworthy expertise level than the general temporary worker could. (Tricia Ellis-Christensen 2003-2009) http://www.wisegeek.com/what-is-a-subcontractor.htm Typically sub-temporary worker complete the works like electrical, warming and cooling gadgets (HVAC), plumbing, putting, brickwork and material. There are 3 distinctive sort of sub-temporary worker in development practice and they are: Selected sub-contractual worker Local sub-contractual worker Named sub-temporary worker Selected sub-contractual worker Is an individual selected by the Architect or Contract Administrator to the temporary worker so as to complete the sub-provisional labor and there was a direct legally binding connection between the customers and the subcontractor. Other than that, temporary worker has the option to make sensible protest on the chose sub-contractual worker by the Architect. Local sub-contractual worker Is an individual who has direct legally binding relationship with the primary temporary worker. All the sub-provisional labor done by the utilized sub-temporary worker must be dependable by the principle contractual worker. For instance, if there is any sub-provisional labor done gravely and cause the deferral of the undertaking then the fundamental temporary worker need to liable for it. Named sub-contractual worker Is like the residential sub-temporary worker, however named sub-contractual worker frequently use in Intermediate Building Contract (IC) and Intermediate Building Contract with contractual workers plan (ICD). The thought is to give the business methods for guaranteeing that specific bundles of work are done by sub-temporary workers of the businesses decision. (Chappell D, 2007, pg 38). 2.0 Review the technique for selecting a pro sub-contractual worker A designated sub-contractual worker is regularly selected after the fundamental temporary worker has begun work, so one of the customer benefits is that pro plan can proceed after work has started nearby. A prime cost aggregate is incorporated inside the principle contractual workers delicate report (a bill of amounts or detail of work). On this the fundamental contractual worker is required to value overheads, benefit and any things of participation it needs to give, for example, the utilization of site offices, arrangement of a protected stockpiling territory and so on. The estimation of the prime cost total is precluded from the Bill of Quantities and supplanted by the selected subcontractors acknowledged citation and the primary temporary workers on costs are balanced as suitable. (Electrical Mechanical Contractor magazine 2005) There are a few purposes behind assignment of sub-contractual worker: The business will have his opportunity to pick a sub-temporary worker that he wishes to utilize and did not depend on cost. The business can assume responsibility for the planning association and arrangement of sub-contractual worker to meet his necessity. The business gets the opportunity to make examination which sub-contractual worker is better and appropriate for the specific sub-provisional labor. Time is spared by presenting formal connections between the sub-contractual worker and the counseling engineer, modeler, QS. Henceforth, there are no long chains of correspondence and snappy activity on value, structure, program, varieties and so forth is set up. In an undertaking there will be some expert works which just can done by the authority group like sub-contractual worker. The assigned sub-contractual worker can be included early thus his plan ability and his insight into the agreement and co-appointment of administrations can be used. 2.1 Procedure of designation The standard type of named sub-contract delicate 1998 Edition (NSC/T) which contains in 3 sections. Section 1: Invitation to delicate to a subcontractor by the Architects/The agreement director During the section 1, the encouragement to delicate to a subcontractor (NSC/T) of a standard type of delicate will be finished by the Architect. Other than that, the applicable segment of the business/assigned sub contractual worker understanding, (NSC/W), and the two records, along with the drawing/determination/bill of amounts which portray the work will be finished and sent by the Architect to those organizations the business who wishes to welcome to delicate. Section 2: Tender by the Subcontractor During this part, those subcontractors who are intriguing in this delicate will finish the standard type of delicate and the pertinent areas of the guarantee, (NSC/W) and return the two records to the Architect. After the Architect had gotten the two records, one of the sub contractual workers will be chosen by the Architect and will organize to the business to sign and affirm of the endorsement of the sub temporary workers delicate and to execute the guarantee, (NSC/W). At that point, the Architect assigns the chose sub contractual worker to the primary temporary worker by utilizing the standard selection guidance, (NSC/N). Other than that, a duplicate of the greeting of delicate and the effective sub contractual workers delicate with all the records and subtleties to some degree 1 will be sent by the Architect to the temporary worker under provision 35.6. When the contractual worker gets receipt of those reports, inside 7 days, he may either acknowledge or he may practice his privi lege of sensible issue with the chose delicate. On the off chance that the contractual worker made a sensible complaint recorded as a hard copy to the designer inside the 7 working days, under statement 35.5 Architect may either give further guidance to expel the protest with the goal that the temporary worker can go along or acknowledge the complaint and select another sub temporary worker. Section 3: Particular Conditions (To be concur by the contractual worker and the subcontractor assigned under statement 35.5) Under the ‘Particular Condition set out in this piece of (NSC/T), these incorporate sub-contract period, protection subtleties, and the personality of the adjudicator and trustee partner. Once arrived at the course of action on Particular Condition, the temporary worker and sub contractual worker sign (NSC/T) section 3 and execute the sub-contract articles of understanding, (NSC/A), which along with reference the sub-contract conditions (NSC/C). After them two had marked (NSC/T) section 3, a duplicate of marked (NSC/T) section 3 along with the executed sub-contract articles of understanding, (NSC/A) will be sent to the Architect for his records. 3.0 Review the strategy for naming an authority sub-contractual worker Post JCT 2005 JCT 2005 is another improved rendition to supplant the JCT 1998 on the grounds that there are a large number of the issues that emerged nearby and by and by still neglected to determine in spite of its length and intricacy of JCT 1998. (James Davison 2005 pg13). In sub contract, there are likewise numerous issues emerge among primary and sub-contractual worker on the grounds that an undertaking isn't prepared for a sub-temporary worker to begin take a shot at the date envisioned and afterward sub-contractual worker may state that he needs more cash due to the beginning of sub-contract was deferred. (Chappell D, 2007, pg 37) Hence, in the new form of JCT 2005 there is no more selection of sub-temporary worker, just sort of sub-contractual worker which is local sub-contractual worker. Since designation has been expelled, some new conditions with respect to the sub-contracting in JCT 2005 is appeared as beneath: Statement 3.7 in JCT 2005 agree to sub-contracting The Contractor will not without the assent of the Architect/Contract Administrator sub contract the entire piece of work or any piece of the work to the sub-contractual worker and such assent will not be preposterous postponed or retained the undertaking. During contractual worker configuration extent, temporary worker will not without the assent of the business sub-contract the plan to the sub-contract based worker and is like the past, such assent will not be outlandish deferred or retained the venture. Statement 3.8 in JCT 2005 List in Contract bills The Contract Bills give that specific work estimated or in any case depicted in those Bills and valued by the Contractor is to be done by people named in a rundown in or attached to the Contract Bills and chose from that rundown by and at the sole prudence of the Contractor. At the very least 3 man the rundown will include, extra people to the rundown can be include by the contractual worker whenever preceding the execution of a coupling sub-contract and with the assent of the business or (Architect/Contract Administrator follow up for his sake ) which will not be preposterously postponed or retained the venture. On the off chance that whenever before the execution of restricting sub-contract the rundown stills under three man, at that point the business and temporary worker will understanding include the names of the others individual to make it at least three man in the rundown. Other than that, the work will be done by the contractual worker and the individual chose from the rundo wn by the temporary worker will be the sub-contract based worker and do the sub-provisional labor. In the event that whenever before the temporary worker has gone into a structure sub-contract the quantity of firms capable and ready to do the work falls underneath: The business and the contractual worker must concede to the expansion of more firms with the goal that the rundown includes in any event three. Temporary worker can do the work itself; be that as it may, contractual worker likewise can sub-let the work to any sub-temporary worker of its decision gave the draftsman gives assent. . (Chappell D, 2007, pg 37) 4.0 Review the technique for designating an authority subcontractor NEC 3 ECC 2005 Regularly NEC 3 was utilized in the administration venture. Under this standard type of agreement, Project Manager assumes a significant job in sub-contracting. He is the person who acknowledge and dismiss the sub

How to Cite the Gettysburg Address

How to Cite the Gettysburg Address (0) In November of 1863, at the height of the American Civil War, President Abraham Lincoln delivered one of the most well-known speeches in history. Though it only lasted two minutes, the Gettysburg Address eloquently expressed the pressing need to instill the principle of human equality in a divided nation. To celebrate President Abraham Lincoln this President’s Day, let’s take a look at how to cite his most famous speech in MLA, APA, and Chicago. To cite an address/speech, properly, you must identify the following pieces of information: Speaker first and last name Editor’s name, if there is one Speech title Date speech was given If Found in a Book: Book title (where speech was found) Book author’s first and last name Publisher of the book Year the book was published City and state of publisher Page range where the speech/address was found If Found in an Online Transcript: Title of the article Title of the Webpage (if different from the article) Speech location Publisher of the article Date article was published URL of the website that the article was retrieved from Use the following structure to cite the Gettysburg Address in MLA style: Formula if Found in a Book Speaker Last Name, First Name. “Speech Title.” Year Given. Book Title, by Author First Name Last Name, Publisher, Year Published. MLA Example: Lincoln, Abraham. “The Gettysburg Address.” 1863. America’s Most Famous Speeches, by Dale Salwak, Random House, 1984. Formula if in an Online Transcript Speaker Last Name, First Name. “Speech Title.” Year Given. Title of Article, Publisher, Date Published, URL. MLA Example: Lincoln, Abraham. “The Gettysburg Address.” 1863. The Story of Abraham Lincoln, The National Archives, 10 Jan. 2017, www.nationalarchives.gov/abraham-lincoln. Use the following structure to cite the Gettysburg Address in APA style: Formula if Found in a Book Speech title.  (Year Book Published). In Editor Initial. Last Name (Ed.), Book title (pp. x-x). City, State: Publisher. Example APA Book Citation: The Gettysburg address. (1984). In F. Ballard (Ed.), Americas great speeches (pp. 43-45). New York, NY: Random House. Formula in an Online Transcript Author’s Last name, F.M. (Year page published). Title of the article or individual page [Format]. Retrieved from URL Example: Lincoln, A. (2017). The Gettysburg address [Transcript]. Retrieved from www.nationalarchives.gov/abraham-lincoln. Use the following structure to cite the Gettysburg Address in Chicago style format: Formula in a Book Speaker Last Name, First Name. “Speech Title.” Year Given. In Book Title, edited by Editor First Name Last Name. City/State: Publisher, Year Published. Example: Lincoln, Abraham. The Gettysburg Address. 1863. In America’s Most Famous Speeches, edited by Frank Ballard. New York: Random House, 1984. Formula if Found in an Online Transcript Speaker Last Name, First Name. “Speech Title.” Speech, Location, Date Given. “Webpage Title,” Website Title. Accessed Date. URL. Example: Lincoln, Abraham. Gettysburg Address. Speech, Gettysburg, PA, November 19, 1863. “American Speeches”, National Archives. Accessed January 7, 2017. www.nationalarchives.gov/abraham-lincoln. For more help with citing, in text citations, creating an APA cover page, and more, try ’s citation tools.

The Budget Reduction Of Public Transportation And Its...

During the 1970’s, New York City faced a fiscal crisis that brought it to the brink of bankruptcy resulting in severe budget cuts for many of its assets (Dunstan, p.g. 1). The budget reduction of public transportation and its security resulted in the birth of a deep culture that that seemingly replaced the void that was left behind. The empty subways turned into glimmering canvases for those who wanted a form of expression. What started out as simple name taggings turned into a voice for society’s mutes. Despite being constantly at odds with the law, the community stood together and graffiti evolved into a more law abiding and more accepted variation of what it originally was. Despite its evolution and recognition, it has been constantly denounced as mere vandalism rather than a form of art. Graffiti is art because it is the purposeful arrangement of elements for aesthetic appeal, can be used for the purpose of illustrative mimesis, and is a visual form of creative acti vity. The foremost image that appears in the minds of most people when they hear the word graffiti is colorful illustrations of undecipherable words and the depictions of famous figures or caricatures throughout history. As an art form, graffiti has embraced said traits for the purpose of aesthetic appeal. Artists work on creating illustrations using a wall as a canvas and think of creative ways to create images of their likings, using different types of paint, for people to appreciate. In a lot of cases,Show MoreRelatedIssue of Fiscal Cliff and the Economic Validity of Sequestering1708 Words   |  7 Pagessequestering is an economic or political decision and if good politics and economics go hand-in-hand. Sequestration Defined According to a report by CNBC News sequestration is a fiscal policy procedure adopted by Congress to deal with the federal budget deficit. In simple terms, its a way of forcing cutbacks in spending on government programs and then using that money to pay down the deficit. (Koba, 2013, p.1) The deficit is the difference in a year between what the government receives and whatRead MoreThe Budget Making Of The Cbo1450 Words   |  6 Pagescongress. Budget making by a committee was then a way to confront resource scarcity face on. This was a way for the congress to also check the executive branch in the budget making process. On February 25, 1975, Alice Rivlin was sworn in as director of CBO. This was the official beginning of the CBO. She was basically a staff of one. The only other employees were the staffers of the Committee on the Reduction of Federal Expenditures who had in general been transferred to CBO as part of the Budget ActRead MoreNational Debt : The Hamilton Proposal1309 Words   |  6 Pagesthis, either increase taxes or reduce government spending. 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Because cars are expensive to ownRead MoreThe Federal Budget Deficit1661 Words   |  7 Pagesï » ¿The Federal Budget Deficit Introduction The federal budget deficit is a much discussed and little understood subject in American politics. The current recession has dramatically decreased tax revenues, driving the United States federal government to increase spending in an attempt to stabilize the economy. As a result the current federal deficit is at over $1.3 trillion dollars. This is approximately $47,754 per U.S. citizen or $137,552 per U. S. taxpayer (U.S. Debt Clock: Real Time, 2012). Read MoreThe European Union Single Market1039 Words   |  4 Pagescategory 2 goods and 23% on rest of the all goods . Public Contract: All member states along with Greece are required to make their public contracts accessible across EU and should be available to bid for companies across the member states . 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Our government now estimates that by the year 2002 the debt will be $6.507 Trillion. While our politicians talk of balancing the budget, not one of them has proposed a feasible plan to start paying down the debt. In the early days of our government debt was consideredRead MoreReducing The Cost Of The House Data Center Is For The Information Service1486 Words   |  6 Pagesabove that the data center to an outsider vendor to reduce overhead in the following: †¢ But they have increased in personnel cost to operate and maintain the call center †¢ Develop a customer communication plan †¢ Analyze the risks associated with data security †¢ Utility Costs such as electricity †¢ Analyze the possible implications on the local and remote staff members †¢ Evaluate the pros and cons of each solution †¢ Investigate local, well known and overseas data centers Current Situation The Information

Biography of Babe Ruth, Home Run King

Babe Ruth (February 6, 1895–August 16, 1948) is often referred to as the greatest baseball player who ever lived. In 22 seasons, Ruth hit a record 714 home runs. Many of his numerous records for both pitching and hitting lasted for decades. Ruth won many honors during and after his baseball career, including being named to the Major League Baseball All-Century Team and the Major League Baseball All-Time Team. In 1936, Ruth was among the first five inductees into the Baseball Hall of Fame. Fast Facts: Babe Ruth Known For: Member of the New York Yankees who became the Home Run KingAlso Known As: George Herman Ruth Jr., Sultan of Swat, the Home Run King, Bambino, the BabeBorn: February 6, 1895 in Baltimore, MarylandParents: Katherine (Schamberger), George Herman Ruth Sr.Died: August 16, 1948 in Manhattan, New YorkPublished Works: Playing the Game: My Early Years in Baseball, The Babe Ruth Story, Babe Ruths Own Book of BaseballAwards and Honors: Monument Park  honoree (plaque at open-air museum at Yankee Stadium), Major League Baseball All-Century Team, Major League Baseball All-Time Team, Major League Baseball Hall of FameSpouses: Helen Woodford (m. 1914–1929), Claire Merritt Hodgson (m. April 17, 1929–August 16, 1948)Children: DorothyNotable Quote: â€Å"Never let the fear of striking out get in your way.† Early Years Ruth, born as George Herman Ruth Jr., and his sister Mamie were the only two of George and Kate Ruths eight children to survive childhood. Georges parents worked long hours running a bar, and so little George ran the streets of Baltimore, Maryland getting into trouble. When Ruth was 7 years old, his parents sent their incorrigible son to St. Marys Industrial School for Boys. With only a few exceptions, George lived at this reformatory school until he was 19 years old. Learns to Play Baseball It was at St. Marys that George Ruth developed into a good baseball player. Although George was a natural as soon as he stepped onto the baseball field, it was Brother Matthias, the prefect of discipline at St. Marys, who helped George fine-tune his skills. The New Babe By the time George Ruth was 19, he had drawn the eyes of minor league recruiter Jack Dunn. Jack liked the way George pitched and so he signed him to the Baltimore Orioles for $600. George was ecstatic to get paid to play the game he loved. There are several stories about how George Ruth got his nickname Babe. The most popular is that Dunn was often finding new recruits and so when George Ruth showed up at practice, another player called out, hes one of Dunnies babes, which eventually was just shortened to Babe. Jack Dunn was great at finding talented baseball players, but he was losing money. After only five months with the Orioles, Dunn sold Ruth to the Boston Red Sox on July 10, 1914. The Red Sox Although now in the major leagues, Ruth didnt get to play much in the beginning. Ruth was even sent to play for the Grays, a minor league team, for a few months. It was during this first season in Boston that Ruth met and fell in love with the young waitress Helen Woodford, who worked at a local coffee shop. The two married in October 1914. By 1915, Ruth was back with the Red Sox and pitching. Over the next few seasons, Ruths pitching went from great to extraordinary. In 1918, Ruth pitched his 29th scoreless inning in a World Series. That record stood for 43 years. Things changed in 1919 because Ruth demanded to spend more time hitting and thus less time pitching. That season, Ruth set a new record by hitting 29 home runs. The House That Ruth Built Many were surprised when it was announced in 1920 that Ruth had been traded to the New York Yankees for a whopping $125,000 (more than twice the amount ever paid for a player). Ruth was an extremely popular baseball player, and he seemed to succeed at everything on the field. In 1920, he broke his own home run record and hit an amazing 54 home runs in one season. The following season, he eclipsed his own mark with 59 home runs. Fans flocked to see the amazing Ruth in action. Ruth drew in so many fans that when the new Yankee Stadium was built in 1923, many called it The House That Ruth Built. In 1927, Ruth was part of the team that many consider the best baseball team in history. It was during that year that he hit 60 home runs in a season — a mark that stood for 34 years. Living the Wild Life There are nearly as many stories of Ruth off the field as there are on it. Some people described Ruth as a boy that never really grew up; while others just considered him vulgar. Ruth loved practical jokes. He frequently stayed out late, completely ignoring team curfews. He loved to drink, ate copious amounts of food, and slept with a large number of women. He often used profanities and loved to drive his car fast. More than a couple of times, Ruth crashed his car. His wild life put him at odds with many of his teammates and definitely with the teams manager. It also greatly affected his relationship with his wife Helen. Since they were Catholic, neither Ruth nor Helen believed in divorce. However, by 1925 Ruth and Helen were permanently separated, with their adopted daughter living with Helen. When Helen died in a house fire in 1929, Ruth married model Claire Merritt Hodgson, who tried to help Ruth curb some of his worst habits. Popular Stories One of the most famous stories about Ruth involves a home run and a boy in the hospital. In 1926, Ruth heard about an 11-year-old boy named Johnny Sylvester who was in the hospital after an accident. The doctors werent sure if Johnny was going to live. Ruth promised to hit a home run for Johnny. In the next game, Ruth not only hit one home run, he hit three. Johnny, upon hearing the news of Ruths home runs, started to feel better. Ruth later went to the hospital and visited Johnny in person. Another famous story about Ruth is one of the most famous stories of baseball history. During the third game of the 1932 World Series, the Yankees were in a heated competition with the Chicago Cubs. When Ruth stepped up to the plate, Cubs players heckled him and some fans even threw fruit at him. After two balls and two strikes, the incensed Ruth pointed out to center field. With the next pitch, Ruth struck the ball exactly where he had predicted in what has been termed the called shot. The story became immensely popular; however, its not exactly clear whether Ruth meant to call his shot or was just pointing at the pitcher. The 1930s The 1930s showed an aging Ruth. He was already 35 years old and although he was still playing well, younger players were playing better. What Ruth wanted to do was manage. Unfortunately for him, his wild life had caused even the most adventurous team owner to consider Ruth unsuitable to manage an entire team. In 1935, Ruth decided to switch teams and play for the Boston Braves with the hope of having a chance to be assistant manager. When that didnt work out, Ruth decided to retire. On May 25, 1935, Ruth hit his 714th career home run. Five days later, he played his last game of major league baseball. (Ruths home run record stood until broken by Hank Aaron in 1974.) Retirement and Death Ruth didnt stay idle in retirement. He traveled, played a lot of golf, went bowling, hunted, visited sick children in hospitals, and played in numerous exhibition games. In 1936, Ruth was chosen to be one of the first five inductees to the newly created Baseball Hall of Fame. In November 1946, Ruth entered a hospital after suffering a monstrous pain above his left eye for a few months. The doctors told him he had cancer. He underwent surgery but not all of it was removed. The cancer soon grew back. Ruth died on August 16, 1948, at age 53. Sources Thorn, John, and John Thorn. â€Å"Babe Ruths Autobiography, as Written in 1920.†Ã‚  Our Game, 6 Apr. 2015.â€Å"Babe Ruth.†Ã‚  Biography.com, AE Networks Television, 16 Jan. 2019.â€Å"Biography.†Ã‚  Biography | Babe Ruth.

What I Saw and How I Lied Free Essays

What I saw and how I lied, by Judy Blundell, tells the story of a young plain Jane, Evie, who takes an adventurous trip with her family, but what doesn’t know is that she will be thrown into the middle of a suspicious death, or worse, murder. This elegant, detail-driven tale smoothly segues into a whodunit page turner, while unwinding a web of lies and fake people. Placed back in 1947 after World War II, Evelyn Spooner and parents, Beverly and Joe Spooner, just began to fall back to a normal routine after the return of her step -father. We will write a custom essay sample on What I Saw and How I Lied or any similar topic only for you Order Now Although, Joe brought back with him more than just war stories, he brought back the idea of an elaborate trip to Florida. Little did any of them know, by driving to Florida for their vacation they were driving straight into a tragedy that would shatter their family and break their life’s in two. The drive was long, at some points I thought it would never end. I wanted to be there be in the Florida sun and feel what Joe had been talking about for the last week. He had told me and mom that when we reach Florida you can taste to oranges in the air and smell the ocean for miles away.Mom sat in the front seat, she was beautiful, the envy of the whole town all the men stared at her as she walked by. She is tan, skinny, and toned, her long blonde hair tumbled down her back in perfect curls almost making the effect of a waterfall. The way she carries herself, the way she could light a cigarette with one swift motion. Then there was Joe, he reminds me more of a Ken doll, he had big muscle that showed through his shirt and he had short hair from the war together they were like beauty and the beast. Then there was me people always told me I was beautiful but until last summer I never notice that when people said I was beautiful they just lumped me together with me mother, it kind of went like â€Å" Sure your beautiful kido, look where you came from. † When we finally reach Florida it was hot and humid, nothing like Joe had explained. The hotel was huge and grand. All the men walked through the lobby with a woman linked to their arm or tangled through their fingers. The woman looked as if they were gliding with their long dresses and diamond ecklaces draped over their chest which were perfectly place in nice lace bras with the fringe slightly peek out of silk dresses. I felt like fish out of water, with my shorts and red face, my hair was drenched in sweat, all I wanted was a bath. Mom look like gold, she had her favorite blue sundress on it reach the floor, it came in tightly around the waist making any girl jealous of her petit frame her hair looked as it did just after she had fixed it this morning her face was freshly powered and her red lipstick was a very flattering shade. I was glad to see that Joe didn’t look so perfect he was sweating heavily and his right arm was sunburned from hanging out the window the whole ride down. The suite had two rooms and living room and kitchen, mom quickly chose her room and hung up all of her dresses, laid out all her perfumes in a row on the dresser, and set out her make up in the bathroom. The first two weeks had flown by and we were starting to get bored. Then we meet Peter he was a young ex-GI, and had come to Florida to take care of some business for his father.I and mom began to spend much time with him we would go to the movie and to the beach sometimes even all day car rides through the country. I began to fall in love with Peters charm he was just like mom he had Blonde hair and bright blue eyes, he was tan and toned. My love for him became stronger and stronger to the point where I would think about him all the time and when I wasn’t with him I would want to be. Father spent most of his time going places with Mr. Garson, whom he had meet and they were planning a business together when we got back to New York.There was something about Peter that father didn’t like, but I hadn’t noticed it back then. I was too busy finding ways to see Peter, but when he would ask me to go somewhere mom would always tag along. I wanted just to be alone with him and let him see how I was when my mommy wasn’t there. One night we all went out to dinner at one of the nicest restaurants in town. Mom and Mrs. Garson and dressed me they had put powder on my face and even let me wear lipstick.I know I look stupid but I wanted to prove Peter that I could be look like and adult and not a 15 year girl. After dinner we went outside and wanted for the cars. Peter put his arm around me and something just felt right, well at least to me it did. Joe saw and smoke blow out of his head. HE took a swing at Peter but Peter had duck just in time to miss Joe’s muscular hand. The next day at breakfast Joes tone had changed. He was asking mom and peter he they wanted to out on the ocean on a boat he had rented.Mom said she didn’t want to go because people were talking g about how there was going to be a hurricane that day, but in the end mom, Joe, and Peter all ended up going. Being at the hotel alone was boring, I mainly walked around the lobby and just did nothing. Until, later that evening the maid came knocking o my hotel door and said that everyone was evacuating the hotel. I quickly pack mine, Joes and moms things. In the lobby there were few people turns out a lot of guest and left earlier that day.They took us all down to the court house, where there was a basement. Almost the whole town was there and Peter and everyone else had not returned. I was nervous and I wanted them to be here, holding me telling me it would be okay. I had fallen asleep sometime during the, but when I wake up I was in the police station. The told me that my mom and father had got off the boat and found shelter but for the young me he had fallen of board and was missing. My heart sunk, for the fact my parents had been found, but also for the fact that Peter was missing. How to cite What I Saw and How I Lied, Papers

What Makes People Virtuous Essay Example

What Makes People Virtuous Paper What makes ppl virtuous Virtue is defined as the quality of moral excellence, righteousness, and responsibility (Pg. 73) While studying what makes a virtuous person their character rather than actions are studied. Honesty, courage, moderation, compassion, wisdom and loyalty are a few examples of the characteristics of a virtuous person. (pg. 82) Virtue is the moderate option. For example a person can be greedy or a person can give everything they have away, but the person who takes care of themselves and others in virtuous because they are being responsible for themselves and others. In relation to what constructs a virtue is the origin of virtue in a person. Virtue is not born in a person, rather it is learned. A baby is not born knowing what is too much and what is not enough, nor do they know what their responsibilities are. Virtue is acquired through the experiences a person has throughout life, and by their environment. The virtue of honesty is an example. A young child may lie in order to protect themselves from consequences; they may not be honest unless their parents tell them to be. This child then learns that honesty is a good virtue whereas lying is not and feels it is their responsibility to tell the truth. We will write a custom essay sample on What Makes People Virtuous specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on What Makes People Virtuous specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on What Makes People Virtuous specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Confucius states that people will develop a sense of shame and therefore order themselves. (Pg. 74) If a person is being dishonest they may feel guilt due to their betrayal towards another person, therefore they are not being righteous. Loyalty is another example of a virtue that is learned rather than innate. Being loyal can consist of dedication to a viewpoint, person or place. When first born, a child is loyal to their mother, but this does not mean virtue is innate. The baby is loyal to their mother because they depend on their mother for nurturing and survival. The child then develops loyalty to their family considering they spend the most time with the family unit. Showing loyalty is a virtue because some people will do whatever is required to help the cause they are loyal to, they feel it is their responsibility to do so. For example, some religious groups are loyal to their churches. They may get involved in charities and show moral goodness by helping others. It shows responsibility to society also because this member is trying to enhanced society by helping those in need. Considering virtue is learned it needs to be taught. Virtues can be taught through the family or by guardians. When a child is young he/she does not know much about the world. What they do know was taught through experience and being reprimanded or rewarded for the action committed. In other words, the child learned through reinforcement. Virtues can be taught this way, a child must learn the middle path rather than vices. Virtue ethics strives to create a good person and combine reason and emotion. (Pg. 86) A child is led by emotions, for example when they are angry they may scream or cry. In order to teach the virtue of tranquility a parent or authority figure can show the child how to avoid getting angry to begin with. Another example, is the virtue of sincerity, manners are taught to children at a young age by parents. Not only can authority figures teach virtue but so can society. Each person has a view of what is right and wrong and each person has a set of virtues. Society and how those in society judge a person can teach this person how to be virtuous. Benjamin Franklin lists industry as a virtue; he states that people should be useful. (Pg. 84) Society can teach this because people interact in society daily. For example, in the workplace if one person slacks another worker is affected. Each worker had a certain job and the jobs come together to achieve success and the pressure to gain success pressures people to do their job. This pressure teaches the virtue of industry and the pressure comes from succeeding in society. Virtue is taught in order to create citizens with proper morality, responsibility and righteousness. Each person holds different stock in different virtues but ultimately each person has virtues. The pressures to succeed as well as lessons taught by authority figures establish virtue which tries to create good people who can live prosperous lives.

Analysis of Confucianism in The Analects by Yao

Analysis of Confucianism in The Analects by Yao In his book, Yao provides a detailed analysis of Confucianism. The author claims that it is hardly possible to give an account of all schools within this philosophical, religious, political and social phenomenon. The author focuses on Confucianism considering it as a religious and philosophical tradition.1 Yao does not take into account the political perspective.Advertising We will write a custom essay sample on Analysis of Confucianism in The Analects by Yao specifically for you for only $16.05 $11/page Learn More He stresses that it is quite inappropriate to consider political perspective as it changed in accordance with development of the societies and it tended to become quite different from the original tradition.2 Thus, the author focuses on major principles of Confucianism. Notably, one of the classical texts, The Analects, can be regarded as evidence for what Yao revealed in his book as the text also provides major values and virtues.3 The readings h elped me to obtain certain understanding of what Confucianism is and what the major principles of the tradition are. In this paper, I will focus on Yao’s view on Confucianism and its representation in the human society and I will also consider the role of Confucian in the creation of Yi Jing.  As has been mentioned above, Yao focuses on religious and literary perspectives when considering Confucianism. The author notes that these perspectives are the closest to the original texts as they have not been influenced by trends that existed at different periods.4 The author is against political perspective as he stresses that people often interpreted the text to fit their political goals. Yao notes that there were two major periods in the history of Confucianism, i.e. creative and interpretative periods. The latter has been associated with lots of changes which were often due to political changes in the society. The author also notes that interpretation of ancient texts was free from bias when it came to religion and literature. People tried to remain as close to the texts as possible. They needed to make people aware of Confucian principles to make people virtuous, not to make them loyal to certain political agendas. Therefore, the author focuses on religious tradition and its major principles. The author considers the three core principles of Confucianism, i.e. heaven, earth and humans. It is necessary to note that Confucianism is based on principles of harmony and respect. According to this tradition, young people should respect older people and obey them5.Advertising Looking for essay on asian? Let's see if we can help you! Get your first paper with 15% OFF Learn More People should obey laws not to escape from punishment but to seek for harmony with the universe.  Yi Jing, also referred to as The Book of Changes, can be regarded as an example of the history of Confucianism. The book includes two parts. The first part is regarde d as a primary source which was written by several sages.6 Confucius played a very special role in the creation of this book as he is thought to write the other part of the book. This book is also a representation of the history of Confucianism and Yao’s idea of the two periods.  To sum up, it is possible to note that Yao considers Confucianism from religious and literary perspectives as he claims they are free from bias. The author is against political perspective as it led to interpretations which were aimed to fit certain political agendas. It is also necessary to note that The Analects and Yi Jing can be regarded as certain evidence of Yao’s assumptions as the former reveals core principles of the tradition and the latter reveals the core values and represents the very nature and history of Confucianism. Bibliography â€Å"Confucian Analects.† Academic Brooklyn CUNY. Web. Yao, Xinzhong. An Introduction to Confucianism. New York, NY: Cambridge University Pr ess, 2000. Footnotes 1. Xinzhong Yao, An Introduction to Confucianism (New York, NY: Cambridge University Press, 2000), 11. 2. Ibid., 7.Advertising We will write a custom essay sample on Analysis of Confucianism in The Analects by Yao specifically for you for only $16.05 $11/page Learn More 3. â€Å"Confucian Analects,† Academic Brooklyn CUNY. 4. Xinzhong Yao, An Introduction to Confucianism (New York, NY: Cambridge University Press, 2000), 5. 5. â€Å"Confucian Analects,† Academic Brooklyn CUNY. 6. Xinzhong Yao, An Introduction to Confucianism (New York, NY: Cambridge University Press, 2000), 59.

Wood Surname Meaning and Origin

Wood Surname Meaning and Origin WOOD Surname Meaning Origin: 1) Originally used to describe a person who lived in or worked in a wood or forest. Derived from Middle English wode, meaning wood. 2) Possibly derived from the Old English wad, meaning crazed or crazy, the name was sometimes used to describe someone considered mad or violent. 3) An ancient Scottish surname, first called De Bosco, because the family bore trees in their coat of arms. Wood is the 75th most popular surname in the United States. Ward is also popular in England, coming in as the 26th most common surname. Surname Origin: English, Scottish Alternate Surname Spellings: WOODE, WOODS Genealogy Resources for the Surname WOOD: 100 Most Common U.S. Surnames Their MeaningsSmith, Johnson, Williams, Jones, Brown... Are you one of the millions of Americans sporting one of these top 100 common last names from the 2000 census? WOOD Family Genealogy ForumSearch this popular genealogy forum for the Wood surname to find others who might be researching your ancestors, or post your own Wood query. FamilySearch - WOOD GenealogyFind records, queries, and lineage-linked family trees posted for the Wood surname and its variations. WOOD Surname Family Mailing ListsRootsWeb hosts several free mailing lists for researchers of the Wood surname. Cousin Connect - WOOD Genealogy QueriesRead or post genealogy queries for the surname Wood, and sign up for free notification when new Wood queries are added. DistantCousin.com - WOOD Genealogy Family HistoryFree databases and genealogy links for the last name Wood. Looking for the meaning of a given name? Check out First Name Meanings Cant find your last name listed? Suggest a surname to be added to the Glossary of Surname Meanings Origins. - References: Surname Meanings Origins Cottle, Basil. Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Menk, Lars. A Dictionary of German Jewish Surnames. Avotaynu, 2005. Beider, Alexander. A Dictionary of Jewish Surnames from Galicia. Avotaynu, 2004. Hanks, Patrick and Flavia Hodges. A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick. Dictionary of American Family Names. Oxford University Press, 2003. Smith, Elsdon C. American Surnames. Genealogical Publishing Company, 1997. Back to Glossary of Surname Meanings Origins

Horizontal Occupational Gender Segregation Term Paper

Horizontal Occupational Gender Segregation - Term Paper Example There is huge inequality between men and women in job distribution in the labour force. Men are considered to be stronger and powerful as compared to women who are considered to be too weak to engage in heavy labour. Women having similar qualification as men are offered inferior jobs because of which they have to face the brutality of inequality (Tackling Occupational Segregation Fact Sheet). According to Robert M. Blackburn and Jennifer Jarman, â€Å"Horizontal occupational segregation has been the heart of debates about gender inequality†. It shows that social injustice is been done to women in the workplace thus leading to improper utilization of the human resources. It also reveals the wider perspective of the society as a whole. A research was conducted to investigate the pattern of gender difference and inequality in employment using a new concept of segregation. This new system measured to which extent differences exist between men and women employed in different occupa tion. It studied the changes in gender segregation in Canada between 1981 and 1996. It was found that this trend still continued with just a slight decline in the overall segregation. This new system measured to which extent differences exist between men and women employed in different occupation. It studied the changes in gender segregation in Canada between 1981 and 1996. It was found that this trend still continued with just a slight decline in the overall segregation. Vertical segregation (inequality associated with occupational earnings) declined up to 41% but an increase in horizontal segregation, that is, difference without such inequality. The result said that women are slowly increasing their participation in areas mainly dominated by men.

Consumer Behavior Essay Example | Topics and Well Written Essays - 2000 words - 1

Consumer Behavior - Essay Example . A lot of say is also from the word of mouth approach which suggests that the friends and family circles play a very positive and vibrant role in the whole equation. When we talk about the consumers’ needs of understanding their own self in a better manner, we must make note of the self concept which discusses a person’s understanding of his own personality and what does or does not echo his personal statements. This could include issues like his mood shifts that can happen with the changing seasons, the attachment of peculiar feelings with certain colors and going out of the way to buy a certain piece of cloth which is usually not considered a viable option when it comes to buying by the masses. Thus the self concept is quintessential since it underpins his own notions related with the fashion needs and in what manner he can best fulfill the very same. As stated earlier, the people who are considered amongst the aspired groups by the relevant sets of consumers, who ar e about to make a potential purchase, are the right people to which these consumers can actually focus their symbolic wishes and aspirations. This aspired group could be consisting of those people who are looked upon at by the consumers with a sense of desire and yearning and the consumers always make sure that they buy this just to remain attached with the aspired group.

Practical Completion and Defects Liability Period

Practical Completion and Defects Liability Period It would be inaccurate for a person, a reader to say they dont feel different inside when they touch a psychical book page in comparison to when they touch an e-reader screen. The feel of a book, its cover, its essence and the text somewhere on the first few pages that says First edition is enough to make any avid reader smile ear to ear. In 2060 though, one would be smart to do away with that smile if youre in public as it could be dangerous and matters do tend to escalate quickly. Salutaris is for those people the ones who love all things about reading physical books, but have to hide it from the rest of society for fear of being harassed physically or mentally. Its for the people who have to live a lie. Objectives of the Project Possible consequences of living a lie of this magnitude for an extended period of time include developing paranoia, thinking your secret may be found out at any time. This may hinder social development and a person may grow socially and emotionally inverted. In severe cases, this can escalate to much worse scenarios. Salutaris seeks to Give these people, the literary folk who have to hide their books and knowledge, a sense of belonging. Give them the freedom to indulge in the books around them without fear of being abused for it. Be a sanctuary. 1.3 Client The client for this project plays the role of the Interior Designer as well- Miss. Zuhdeeya Ghouse 1.4 Client objectives To bring together a group of readers in an unwelcoming future by uniting them using their common interest, in this case physical books, the feel of the pages, the essence of it and the experience. 1.5 Funding of the project Considering the project type, its funding will be in the form of a loan or grant from a financial institution. With the services provided by Salutaris daily, these costs will be paid off efficiently. 1.6 Appointment of designer and other consultants The clients Interior Design firm, Feng. was hired for this project. This being the firms first large scale project, the client hopes to cement their feet in the design industry with this endeavour. This appointment was formalized with an appointment letter from her to the firm. (Refer annexure blah) This project also asks for a number of consultants to deal with different issues such as the old wiring or the building, the structural soundness of the building after years of weather damage, etc. Considering some of the buildings that make up the British Council are over a hundred years old, and the others are a minimum of 70 years, a structural engineer will be needed to assess the buildings and deem them fit to be built on. Quantity Surveyors are required for preparing BOQs, tender evaluation etc. ME engineers as well for lighting, plumbing and HVAC. Also needed is a landscape designer to tend to the once lovely gardens of the old British Council in Colombo. An IT consultant is to be hired as well for the computer systems that are to be installed within Salutaris. A Project Manager is also required for overseeing of the construction with the contractor. 1.7 Scope of Consultancy services Fees The afore mentioned consultants except the project manager, were recommended by the designer and agreed on by the client thus forming a consortium in which all consultants answer to the designer, except for the project manager who is to be hired via the client. The designer receives 10% of the construction fee. The other consultants will be paid as follows (Refer next page please.) Consultant Percentage (%) of fee Mechanical and Electrical Engineer 1% of ME costs (ME costs come up to approx. 30% of construction cost) Structural Engineer 2.5% of total construction cost Quantity Surveyor 1.5% of total construction cost Project Manager 0.7% of total construction cost (Paid directly by client) IT consultant 0.1% of total construction cost Landscape designer 0.5% of total construction cost Table 1. Chapter TWO Brief 2.1 Clients Brief The design should include a spacious library, a restoration room for older documents and a viewing room for them. Budget rooms for writers or any member of the library who may need help because of their reading habits. Small hall area for poetry and book readings/launches. It has to look inconspicuous to the passer by. A good security system there will be no groups of angry people endangering the safety of Salutaris members. Allowance for landscaping. Natural surroundings are needed for relaxation and thought. 2.2 Investigations Context Study The site is surrounded by both residential and commercial buildings. The entrance of Salutaris is situated at the end of a road that branches from Duplication Road one of the busier roads in Colombo with retail shops and restaurants around the area. The back of the building, opens to a residential area and thus security will have to be located at the back to prevent mindless mobs getting onto the premises. 2.3 Site The former British Council in Colombo, currently owned by The British High Commission. 49, Alfred House Gardens, Colombo 3 One of the main features of The British Council that makes it ideal for the project is that it is much smaller than it looks from the outside. When one looks at the British Council from Duplication road, it looks like a small building, but you can only measure its scale when you walk on the grounds of the site itself. The British Council is made up of the original building that was build in 1932, and has had newer buildings put up around it. 2.4 Site Pictures 2.4.1 Buildings of significance around the area Fashion retail store Fashion Bug Restaurants Divine Foods, Cricket Club, Queens cafe Businesses and stores Dialog Telecom office, Raux Brothers, Triumph Head Office Residential structures Queens Court, The Byzantium 2.5 Demography As mentioned in the Project Proposal for Salutaris, after doing surveys and other relevant research, it was concluded that the end user demography for this project will be 12 30 year olds and older folk (aged 55 and above), due to the fact that smaller children may not get permission from their parents to be there and those aged 30 55 may not be able to make time for Salutaris as they need to attend to their families. The main similarity between these people is of course, their passion for reading, and that too of physical material. 2.6 Rules and Regulations During the construction of Salutaris, certain rules and regulations are to be followed, namely: The Fire Safety Regulations by the Fire dept. (Refer annexure blah) The Requirements for Disabled Accessibility by the Ministry of Social Services. [Refer annexure blah] The standards for libraries as in Neufert, Architects Data (Third Edition) (Refer annexure blah) Chapter THREE Pre-contract Stage 3.1 Designers Brief After meeting the client and surveying the site, an accommodation schedule was settled on as follows: A building housing the library of Salutaris. A restoration wing that will house a viewing room for old documents 5 accommodation units with attached bathrooms A reception area Washrooms x 20 Accounts office + printing/photocopying facilities etc. A Multipurpose hall for small events Cafeteria and small kitchen Storage area Staff rooms x 3 Guard room x 2 (Front and back entrance) 3.2 Costing Variety of the Project It was estimated by the quantity surveyor that the project budget would be approximately 48 million LKR and that an approximate price per sqft of this roughly 8000sqft site is 5500-6000 LKR. Costs for the project will be from labour costs, materials and the logistics of getting them onsite. It will also come from overhead expenses and indirect costs. 3.3 Recommendation of Type of Contract There are the types of contracts to consider: The Lump sum contract, in which a fixed sum of money is received for the work done. The Measure-and-Pay contract, in which certain amounts of money are received for each stage of the work. The amounts paid are in line with the percentage of work done on the project. The Time and Material contract. In this arrangement, the client, designer and contractor must agree on an hourly or daily fee. This contract is usually chosen when there are uncertainties about issues like materials availability etc. From the three types of contracts talked about above (lump sum, measure and pay, and time material), considering the scale of the project, the designers preferred contract would be the measure and pay contract. This contract allows for variances and a certain degree of flexibility within the design process for the duration of the project. 3.4 Schematic Design Stage Design Development The designer proceeds to prepare schematic design proposals to give the client and consultants an approximation of the project size and in what direction the project is to go in. If after this has been proposed to the client and she wishes to make any changes, it will be applied in the Detail stage. The design detail stage involves the designer then preparing detail design proposals that will include the changes wanted by the client from the schematic design proposals. (Refer annexure blah) 3.5 Statutory Approval (Local Authority/City Zoning) Authoritative approval is needed for the extension of existing buildings and the building of new ones on site. There will be no new buildings built however, as the client doesnt allow it. As the accommodation schedule features a cafeteria and kitchen, a Food Drink license is required. 3.6 Work Programme So that the client is kept up to date with the work progress, a work program was drawn up. (Refer annexure blah) Chapter FOUR Contract Documentation 4.1 Detail Design Stage A package of architectural and engineering drawings was prepared by the designer in collaboration with the relevant afore mentioned consultants. The package includes numerous plans, sections, elevations, relevant schedules and tear sheets, lighting plans, plumbing/sewage plans, design details, colours and materials. This was cross checked at several stages with the quantity surveyor who confirmed the final package as within the project budget of XXX LKR A bill of Quantities was then prepared with the required consultants and was approved of by the Quantity Surveyor who, with all issues in mind proceeded to draw up the tender document. 4.2 Tender Document The tender document comprised of the following Instruction to Tenderers Form of Tender and Appendix Form of Agreement and Conditions of Contract Specimen form of Performance Bond Specimen form of Advance Payment Guarantee Specification Pricing Preambles Bill of Quantities Schedule of Direct Contractors Schedule of named subcontractors List of drawings 4.2.1 Invitation to Tender An invitation to tender was published in The Daily News and The Sunday Observer on the 5th of April and 7th of April 2060 respectively. The tenderers were given a deadline of the 20th of May 2060. Included in the invitation were instructions to the tenderers and basic information about the project at hand. (Refer annexure blah) 4.2.2 Instructions to Tenderers This is general information to tenderers, including what exactly they should submit, by when they should submit it and how they should give it in. (Refer annexure blah) 4.2.2.1 Confidentiality Agreement Due to the social delicacy of this project, it was decided that any potential tenderer and all consultants should sign a Confidentiality agreement if he/she wants to be considered for the post as if word got out, there will be disturbances during construction in the form of protests etc. (Refer annexure blah) 4.2.3 Conditions of the Contract This includes the detailed terms and conditions for applying for the contract. (Refer annexure blah) 4.2.4 Form of Tender (Refer annexure blah) 4.2.5 Form of Agreement (Refer annexure blah) 4.2.6 General Specifications The general specifications go according to the following documents issued by the ICTAD (Institute for Construction Training And Development) SCA/3/1 Irrigation Land Drainage SCA/3/2 Water supply Sewerage storm water drainage SCA/4/1 II Building works Vol. I II SCA/8 Electrical Mechanical works (Refer annexure blah) 4.2.7 Form of Performance Bank Guarantee Before a contractor can be awarded the contract, he/she has to get a bank guarantee that satisfies the employer of all losses and damages that occur as a result of the contractor not working according to the contract. With this the contractor also confirms he/she has an all risk insurance in case of onsite accidents etc (Refer annexure blah) 4.2.7.1 Specimen Form of Bank Guarantee for Mobilization Advance Payment This is an additional guarantee from the bank, stating that they (the bank) guarantee the advance payment as specified by the employer. (Refer annexure blah) 4.2.8 Appendix to Form of Tender (Refer annexure blah) 4.2.9 Pricing Preambles (Refer annexure blah) 4.2.10 Tender Drawing List (Refer annexure blah) 4.2.11 B.O.Q This document invoices the materials, parts, labour and other costs of the project in question. This BOQ will also contain detailed terms and conditions the construction of the project and any repairs that may need to be made. Such a document exists for the contractor to put a price on the work for which theyre bidding. (Refer annexure blah) Chapter FIVE Tender Procedure 5.1 Invitation for Bids (Refer Page 9, Chapter 4.2.1 Invitation to Tender) 5.2 Pre Tender Meetings A meeting was held before the deadline for tenders to clear any doubts and to answer any questions that the tenderers had regarding the project. Present at this meeting were the designer and relevant consultants, along with the tenderers. 5.3 Tender Period The tender period for this project is from the date of the first invitation (5th April 2060) to the 20th of May 2060. 5.4 Receipt Tender Opening As mentioned above, the deadline for receiving tenders was the 20th of May 2060 and the tenders received by the end of that day were opened on the 23rd of the month in the presence of the designer, quantity surveyor and project manager. The results were as follows (Refer the next page please) T1 xxx million T2 xxx million T3 xxx million T4 xxx million T5 xxx million Where T is Tenderer. (All amounts in LKR) 5.5 Tender Evaluation After much consideration, it was decided that tenderer T3 and T4 were unsuitable for their extreme over estimation of the project costs. Tenderer T2 did not meet the requirements of the invitation to tender and was thus not considered. Tenderer T1s estimation was within range but numerous flaws were discovered in the documents received and they were out of the running. This left tenderer T5 whose estimation was higher than the estimated project cost, but their work was solid and on recalling the contractors past projects, it was found he was most suitable for this project. 5.6 Negotiation Meetings were then held with the contractor, client, project manager, quantity surveyor and designer present to negotiate the bid proposal initially received and thereafter the contractor submitted a revised bid proposal for the project. 5.7 Acceptance of Tender A letter of award was presently sent to tenderer T5 after negotiations took place. (Refer annexure blah) Chapter SIX Contract Administration 6.1 Award of Contract An award of contract letter was prepared for the client to send to tenderer T5 (from now own known as the contractor). This letter states among other things, that the mobilization advance has to be paid by the contractor within the said period after receiving the letter. It states the period of completion for the project and asks for certain documents to be submitted immediately, such as the: Advance guarantee acceptable to the client Workers compensation policy as per current labour regulations Programme of work in a format acceptable to the designer. (Refer annexure blah) 6.2 Bonds and Guarantees These are a form of security in the project for the client and designer from the contractor should anything go wrong. A performance bond is needed to guarantee the satisfactory completion of the project by the contractor. This comes in the form of a surety bond by a bank working with the contractor. The surety bond ensures payment is received by the client from the contractor should anything go against contract specifications on the contractors part. (Refer annexure blah) A contractors all risk policy covers damages to any relevant property during construction of the project and injuries and damage to third party property during construction. (Refer annexure blah) A retention bond is required and states that the contractor will have received his/hers full payment only when the project is signed off as having no off putting issues at the end of construction. (Refer annexure blah) 6.3 Signing of Contract On the 15th of June 2060, the signing of the contract between client and contractor took place after both parties agreed on the numerous terms and conditions mentioned in said contract. Copies of previously mentioned documents are also shared between the two parties. 6.4 Project Planning and Management The contractor will hand in a work programme (Refer annexure blah) that will cover the work thatll be done from the start of the project construction to the end of it. This will be reviewed and either be agreed on by the designer or will have significant changes made to it till both parties are content with the work programme. The project manager will receive regular updates from the contractor on what is happening onsite till the end of construction. 6.5 Handing of Site The award of contract letter should state that the site is to be handed over to the contractor and it is done so, along with the occupational health and safety requirements (Refer annexure blah) to ensure a safe and well oiled construction site. 6.6 Advance Payment At the stage of beginning construction, 80% of the project fees should have been paid to the designer who will in turn give to each consultant a certain percentage of the fee, while keeping a percentage of the contractors fee in accordance with the retention bond. 6.7 Commencement of Work Once the work programme submitted by the contractor is approved by the designer, project manager and other involved consultants, the contractor is given the go to start construction. 6.8 Site Organization This covers numerous topics such as the condition in which the land is given from the client to the contractor; the site should have some sort of temporary lodging for the builders if they are expected to stay onsite. They have to have access to running water and electricity to use their tools etc and for basic hygiene, among other things. Site organization is also considered for the duration of the project in different ways to those mentioned above. These include scheduled or recorded site visits by the project manager or designer and also consist of all related parties being informed on the works progress regularly. 6.9 Monitoring Progress and Site Inspections This will take place in the form of weekly or bi weekly meetings held between the designer, project manager, client and relevant parties in which everyone is briefed on work progress and it is made sure that everything is going according to the contract, health and safety regulations etc. 6.10 Site Visits and Instructions to Site As mentioned in chapter 6.8 (Site Organization), there will be a record of site visits made by the project manager, necessary engineers and the designer. This record will be in the form of a log book, also containing any instructions from the designer or engineers regarding the project that they may have stated when they visited the site at a particular time. 6.11 Quality Control During the mentioned site visits, inspections of quality will occur, making sure that the construction site is working in accordance to the contract and ICTAD specifications etc. 6.12 Variations and Extra Work As with any project, there are bound to be some variation from the original brief that was signed off on. These variations have to be documented in a physical form and should always be known by the client and designer. Such variations can occur: Due to unavailability of a certain material, leading the designer to have to substitute it for another. New structural requirements that were not initially identified. Changes in quantities and measurements resulting from errors in the drawing plan stages, New changes in government regulations that now disallow certain acts in construction to happen. 6.13 Interim Bills and Payments During this time, any expenses that the client needs to pay for will documented by the main contractor. 6.14 Delays and Extensions of Time With the project being in Sri Lanka, there are bound to be delays in work due to multiple factors, foreseen and unforeseen: The numerous holidays and festivals in Sri Lanka such as The Sinhala and Tamil New year, Vesak, Diwali, Ramadan, Poya days etc. Monsoon season. The project is in the middle of urban Colombo thus landslides are unlikely, and flooding is not known to be a problem in the area. Natural disasters Logistical delays Chapter SEVEN Completion 7.1 Practical Completion and Defects Liability Period After construction was completed a certificate of practical completion was issued by the designer, as was a final defect list, and a copy of that was handed over to the contractor to rectify within the first six months of the end of construction. (Refer annexure blah) 7.2 Certificate of Conformity At the end of those six months, there will be an inspection of the building and if it is found that all defects have been rectified, a Certificate of Conformity (Refer annexure blah) is issued. At this point the rest of the contractors fee is paid and he receives a Final Payment Certificate (Refer annexure blah) and with that, his contract is terminated. 7.3 Feedback Thereafter the project manager informs the relevant parties of the final completion of the project and if needed, meets with the parties for feedback. Chapter EIGHT Conclusion Salutaris is a haven to the literary geeks of this age that are shunned by society or would be shunned, if anyone knew their secret. There are the lucky few that do get away with reading, but they are the exception to the rule. Social trends can be counted on to blow over but as for how long it will take for this trend to do so, a trend that has been building up for decades, is an uncertainty; and that is one of the biggest reasons Salutaris will prosper. This feasibility report showcases the entire process of getting this project off the ground, from the appointment of the designer and consultants to the end of construction.

New Heritage Doll Essay

This paper summarizes recent studies in behavioral finance—particularly regarding market anomalies and investor behavior—that are not reconciled with the traditional finance paradigms. This paper differs from previous survey literature in several aspects. We introduce more recent papers in the field, more literature on behavioral corporate finance, and provide statistics on the recent trends that are explored in behavioral finance papers. We expand the research scope to studies on Korean financial markets, introduce specific funds using behavioral finance techniques, and discuss the challenges facing behavioral finance. Keywords: Behavioral finance, Market anomalies, Market efficiency, Survey of literature *  Hyoyoun Park: Credit Analyst, Euler Hermes Hong Kong Services Limited, Suites 403-11, 4/F Cityplaza 4, 12 Taikoo Wan Road, Taikoo Shing, Hong Kong; phone: +852-3665-8934; e-mail: karen.park@eulerhermes.com. **  Wook Sohn (Corresponding author): Professor, KDI School of Public Policy and Management, 87 Hoegiro, Seoul 130-868, Korea; phone: +82-2-3299-1062; e-mail: wooksohn@ kdischool.ac.kr. 4 Seoul Journal of Business INTRODUCTION Although Modern Portfolio Theory (MPT) and the Efficient Market Hypothesis (EMH), which represent standard finance, are successful, the alternative approach of behavioral finance includes psychological and sociological issues when investigating market anomalies and individual investor behavior. In the financial markets, we often observe some phenomena which cannot be explained rationally. For example, we do not have any logical evidences on random walk in the stock price movement while many fund managers use several behavioral concepts in their investment strategy. In corporate perspectives, company owners and managers do not rely only on logical elements to make critical decisions on mergers and acquisitions and new investment. Two of the key topics discussed in behavioral finance are the behavioral finance macro, which recognizes â€Å"anomalies† in the EMH that behavioral models can explain, and the behavioral finance micro, which recognizes individual investor behavior, or biases that are not explained by the traditional models incorporating rational behavior. In particular, we employ the behavioral finance micro because it explains a number of important financing and investment patterns by using a behavioral approach, which expands on the research in the behavioral corporate finance field. This paper summarizes these two major topics in behavioral finance, which include behavioral corporate finance, and introduces evidence that adopts behavioral concepts in the actual financial market. It also describes challenges to behavioral finance by reviewing recent studies and surveys. Recently acknowledged theories in academic finance are called standard or traditional finance theories. Based on the standard finance paradigm, scholars have sought to understand financial markets using models that presume that investors are rational. MPT and the EMH form the basis of traditional finance models1). How1) Harry Markowitz introduced MPT in 1952,  and he illustrated relationships between portfolio choices and beliefs in terms of the â€Å"expected returns–variance of returns† rule. Ricciardi and Simon (2000) defined MPT as an expected return, while standard deviations of particular securities or portfolios are correlated with the other securities or mutual funds held within one portfolio. Another major concept is known as the EMH, which states that investors cannot consistently  ever, if researchers only use the MPT and EMH, individual investor behavior is not easily understood. In contrast, behavioral finance is a relatively new concept in the financial markets, and is not employed within standard finance models; it replaces traditional finance models, and it offers a better model for human behavior. Although MPT and the EMH are considered as successful in financial market analysis, the behavioral finance model has been developed as one of the alternative theories for standard finance. Behavioral finance examines the impact of psychology on market participants’ behavior and the resulting outcomes in markets, focusing on how individual investors make decisions: in particular, how they interpret and act on specific information. Investors do not always have rational and predictable reactions when examined through the lens of quantitative models, which means that investors’ decision-making processes also include cognitive biases and affective (emotional) aspects. The behavioral finance model emphasizes investor behavior, leading to various market anomalies and inefficiencies. This new concept for finance explains individual behavior and group behavior by integrating the fields of sociology, psychology, and other behavioral sciences. It also predicts financial markets. Research in behavioral corporate finance studies highlights investors’ and managers’ irrationality, and shows nonstandard preferences, and judgmental biases in managerial decisions. Currently, many companies apply behavioral approaches to determine important finance and investment patterns. Several theories under the banner of traditional finance develop specific models by assuming the EMH and they explain  phenomena in markets; however, in the real financial market, many problems and cases cannot easily be explained via those standardized  models. In the cases involving managers or investors, unbiased forecasts about future events need to be developed and used to make decisions that best serve their own interests. In this type of situation, we need to entertain more realistic behavioral aspects, as there is evidence for irrational behavior patterns that cannot be explained by the traditional or standard financial theories. To be specific, Shefrin (2009) pointed out that the root cause of the global  achieve an excessive return over market returns on a risk-adjusted basis because all publicly available information is already reflected in a security’s market price, and the current security price is its fair value. Financial crisis of 2008 was a psychological, not fundamental phenomenon. Risk-seeking behaviors were evident in the loss-dominant markets, while excessive optimism and confirmation bias acted as driving factors behind the crisis, and not fundamental factors such as terrorism, skyrocketing oil prices, or disruptive changes in the weather. We can understand, identify, and address psychological distortions in judgments and decisions by considering behavioral concepts, and then we can integrate both traditional and behavioral factors to be better prepared for dealing with any psychological challenges. As mentioned, managerial decisions are strongly affected by cognitive biases and emotional aspects in real financial markets, as human beings are not machines. Additionally, evidence of  mispricing and market anomalies that cannot be fully explained by traditional models, is prevalent. Thus, we would like to propose behavioral finance in this paper to clearly explain a number of important financing and investment patterns, aiding  investors in understanding several abnormal phenomena by integrating behavioral concepts with existing. Ricciardi and Simon (2000) defined behavioral finance in the following manner: â€Å"Behavioral finance attempts to explain and increase understanding of the reasoning patterns of investors, including the emotional processes involved and the degree to which they influence the decision-making process. Essentially, behavioral finance attempts to explain the what, why, and how of finance and investment, from a human perspective† (Page 2) (See figure 1). Shefrin (2000), however, mentioned the difference between cognitive and affective (emotional) factors: â€Å"cognitive aspects concern the way people organize their information, while the emotional aspects deal with the way people feel as they register information† (Page 29). We understand that there are several survey literatures on behavioral finance. However, this paper differs from the literature in several aspects. We introduce more recent papers in the field and expand the research scope to studies on Korean financial markets. We introduce more literature on behavioral corporate finance, provide statistics on the recent trends that are evident in behavioral finance papers, introduce the specific funds that are using behavioral finance techniques, and discuss the challenges of the behavioral finance model. Source: Ricciardi and Simon (2000)  particularly regarding market anomalies and investor behavior, which cannot  be explained by traditional finance paradigms. In section 2, we introduce two topics in behavioral finance: cognitive biases and the limits of arbitrage. In section 3, we summarize the research on behavioral corporate finance. In section 4, we examine behavioral applications via two routes: evidence from real investments and specific evidence from the Korean financial market. In section 5, we analyze the recent developments in behavioral finance publications. Section 6 discusses several challenges to behavioral finance and ends with suggestions for future research. TWO TOPICS IN BEHAVIORAL FINANCE Behavioral finance is a study that combines psychology and economics, and it tries to explain various events that take place in financial markets. For example, from the behavioral finance  perspective, some individuals’ limitations and problems are shown in the expected utility theory and in arbitrage assumptions. In particular, there are two representative topics in behavioral finance: cognitive psychology and the limits of arbitrage.2) Cognitive Biases Under the traditional and standard financial theories, investors are viewed as being rational. Basically, a rational economic person is an individual who tries to achieve discretely specified goals in the most comprehensive and consistent way while minimizing any economic costs. A rational economic person’s choices are determined by his or her utility function.

Siblings of Eleanor of Aquitaine

Thematic Antithesis in Greek Tragedies Essay - 1358 Words

Thematic Antithesis in Greek Tragedies The binary oppositions in Euripides plays, Medea and Bacchae, emphasize the structural techniques seen throughout both of the plays works are â€Å"[described as] a pair of theoretical opposites or thematic contrasts† (Marvin 1). The themes are highly symmetrical throughout and typical of the structure of Greek tragedies. Euripides use of thematic antithesis gives greater irony within Greek plays. The gender roles of female and male challenge the traditional stereotypical roles as observed in Greek society, and when those roles are crossed or blurred, the rational becomes irrational and the order of civilized Greek society itself falls into disorder. Euripides manipulates the characters, through†¦show more content†¦She then manipulates Jason, who is cautious but confident within his male supremacy, allowing himself to be swayed into believing that she means no harm to him or his new wife. Podlecki points out that â€Å"[A] new, and false, note of submissiveness on Medea’s part† allows Jason to be lulled into a false sense of security (74; note 970). She then uses the words â€Å"that you bring up the children yourself: A master-stroke by Medea, appealing to Jason’s fatherly instincts,† which results in the death of his bride and her father (73; note 939). The empowerment she gains throughout the play allows her to break free of the expectation for women in Greek society of tending the home and raising the children. This empowerment manifests itself physically, allowing her to commit her final act of revenge, usually reserved for men, to murder her own two children in order to promote the s uffering of Jason. Further evidence of female empowerment over the male is seen within the Bacchae when the townswomen leave their homes to head up to Mt. Cithaeron. The devotion to the god Dionysus gives the women of Thebes the opportunity to challenge the female stereotypes, thus empowering them to break free of the mold imposed on them by Greek male society. Throughout the play we cannot help but notice that Pentheus is preoccupied by the thoughts of what the women are doing up on the mountain. He believes the women are performing sexual acts and â€Å"implies that the maenads intoxicateShow MoreRelatedBinary Opposition In Euripides1203 Words   |  5 PagesBinary Opposition in the Works of Euripides Binary opposition, as defined by Corey Marvin â€Å"simply describes a pair of theoretical opposites or thematic contrasts.† Euripides uses binary opposition as an effective literary device in both the Medea and the Bacchae. One of the overarching dichotomies in both works is masculinity versus femininity. In the Medea, the protagonist flips the gender roles, and in the Bacchae, Dionysus’ androgynous nature allows him to often adopt a feminine persona in theRead MoreEssay about History: World War I and Bold Experiments7600 Words   |  31 Pagespages, you’ll find the Thematic Timeline and Essay for Part 5 from America’s History, exercises to review your knowledge of the period, and AP-style questions that address the time period covered: 15 practice multiple-choice questions, 1 document-based question, and 3 free-response questions. Answers with page references to America’s History can be found at the end. Broward 115 116 F PART 5 Bold Experiments in an Era of Industrialization, 1877–1929 thematic timeline and Part Essay Read MoreEssay on The Gothic Genre and What it Entails6177 Words   |  25 Pages The invaluable works of our elder writers re driven into neglect by frantic novels, sickly and stupid German Tragedies, and deluges of idle and extravagant stories in verse. The human mind is capable of being excited without the application of gross and violent stimulants.. William Wordsworth, Preface to The Lyrical Ballads, 1802. ..Phantasmagoric kind of fiction, whatever one may think of it, is not without merit: twas the inevitable result of revolutionaryRead MoreDeveloping Management Skills404131 Words   |  1617 Pagesaway. It doesn’t do any good to argue. c. Listen ï ¬ rst, and then try to discuss the issue. 11. When I encounter someone who has just experienced a major loss or tragedy, I . . . a. Really don’t know what to do or say. b. Tell the person I feel very sorry and try to provide support. c. Share a time when I experienced a similar loss or tragedy. 12. When someone makes a racist joke or tells a crude story about a member of the opposite sex in mixed company, I usually . . . a. Point out that this is inappropriate